Investing Basics

Investing Basics

Understanding basic investment concepts can be important to your financial success. Take a look at the articles and calculators to help you along the way.

year-end-taxYear-End Tax Saving Tips
Here are some tips you can use to save money when tax time rolls around next year.




journey_article_headerLife’s Financial Journey
Does your investment plan meet your changing needs?




hdr_educaton_hatsDoes College Really Pay Off?
Skyrocketing higher education costs continue to raise questions about the return on investment students can expect from four years of college. The good news is, it’s substantial.




1q2015legendedge-aFinancial Health is Vital to Your Future
When was the last time you had your financial checkup?




Pause-Button_FacebookSocial Security Strategies to Increase Benefits
Find out how some couples can pick up extra benefits by using “file and suspend” strategy.




Screen Shot 2016-03-30 at 11.14.30 PMInteractive Pyramid of Financial Needs
How is your financial stability? The Pyramid of Financial Needs may help you identify gaps that exist in your financial plan.




Screen Shot 2016-03-30 at 11.17.05 PMWorried about your finances?
According to the annual Financial Literacy Survey, insufficient savings tops the list of U.S. adults’ financial worries. Take a look at our infographic that illustrates some of these financial worries. A sufficient savings fund can help you plan ahead for your financial future. Don’t be worried–let a Legend Financial Professional walk you through the process of creating a plan designed for your unique financial goals.



articles2013_4Q_LE_Large2015 Finance Guide
It can be overwhelming to look at all the components of your financial life at once. Don’t put ošff planning for your financial goals because it seems like a daunting task. Here are some simple tips on evaluating your financial life in the new year.



stage_1New to Investing: How do I get started with investing?
Many people don’t know where to begin when it comes to investing. They find themselves overwhelmed by the vast amount of information, wide array of choices, and the risks involved with investing. So much so that it prevents them from taking those first steps and, as a result, they never start at all. Whether you are a recent college graduate, climbing the corporate ladder, or preparing for retirement, it’s never too soon nor too late to begin. Here are a few basics to keep in mind.


stage_2Managing Investments: What should I consider as an active investor?
Life changes and so do your needs over time. Whether you are planning for college, saving for retirement, looking to generate income from your assets, or investing to create a legacy, the creation of a well-conceived plan may mean the difference between achieving your objectives and falling short.



stage_3Approaching Retirement: How do I get ready to retire in a few years?
Just as you may have developed and adhered to a retirement savings plan, it’s wise to design an investment and income distribution plan to keep your assets working for you throughout retirement. Your strategy should provide the potential to weather the markets’ ups and downs, as well as the growth potential to meet your income requirements for the years to come. Your Financial Professional can offer guidance and practical solutions to facilitate the planning process, and help you create a workable strategy so you can relax and feel secure as you prepare for the road ahead.


stage_4Enjoying Retirement: How do I manage when I am in retirement?
The transition from working and accumulating /assets to retiring and drawing an income poses a unique set of financial considerations. One of the biggest challenges you may face is determining how to generate an income stream from your hard-earned retirement savings that will support your new lifestyle – and last as long as you need it.

Why work with a Financial Professional?

Any investor, of any account size, can benefit from the guidance of a Financial Professional. Forming a partnership with a trusted Financial Professional can help investors to navigate the complex financial markets. Whether you are a beginner or have experience in the industry, The Legend Group can help.

We believe crafting an investment strategy is a team effort. Our Financial Professionals have the skills, knowledge and experience to guide you in creating and implementing an effective plan designed to reflect your unique investment goals. He or she will help you determine your risk tolerance, time horizon and investment objectives, as well as help you choose the appropriate options to help you. Your Financial Professional can meet with you periodically to review your needs and discuss any changes in your financial objectives or situation to ensure you remain on track as your plan progresses.